Category Archives: Lending

MBL Reform

I recently read an article in Inc. magazine entitled “After the Squeeze.”  It was a compelling review of what we in the credit union industry already know – big banks are still not willing to lend to small businesses.  The … Continue reading

Posted in Credit Unions, Lending, Loans, MBL Reform, Member Business Lending | Leave a comment

Make It Easy

Originally Posted on CU Insight – Oct. 3, 2012 We’ve all had the experience of deciding against doing something because we perceived it to be too difficult or time-consuming.  Instead, we stick with what we know and with what is … Continue reading

Posted in Business Development, Credit Unions, Cross-Selling, Lending, Management, Marketing | 2 Comments

Want Growth? Avoid These 3 Black Holes

**Originally posted on CU Insight 8/2/12** The latest round of data on credit unions indicates that the industry is in very good shape.  Of course, there is always room for improvement and the most successful credit unions will be the … Continue reading

Posted in Building Relationships, Business Development, Credit Unions, Lending, Management, Marketing | Leave a comment

Consumer Financial Protection Bureau Fails Big Test

The Consumer Financial Protection Bureau (CFPB) failed a big test last week.  An article published in The New Your Times, Consumer Bureau Declines to Resist Upfront Credit Card Fees, discusses the decision and offers commentary from those who are opposed … Continue reading

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3 MORE Steps to Getting Better Loan Results

A while back, one of this blog’s posts suggested 3 ways to improve lending at credit unions.  This is a continuation (sort of.) Almost every credit union that I’ve spoken with recently has told me that while many aspects of … Continue reading

Posted in Building Relationships, Credit Reports, Credit Unions, Lending, Loans, Marketing | 4 Comments

Need More Loans? Try These 3 Tactics…

If you’re a credit union, you need loans.  There’s no question about that.  However, chances are pretty good that your credit union is not making as many loans as it needs to.  If that is the case, you’re not alone. … Continue reading

Posted in Building Relationships, Credit Unions, Cross-Selling, Lending | Leave a comment